BASIC DOCUMENTS:

1. DO YOU HAVE AN UPDATED WILL? (WITHIN THE LAST 5 YEARS)

2. DO YOU HAVE AN ADVANCED MEDICAL DIRECTIVE? IS IT UPDATED?

3. DO YOU HAVE A POWER OF ATTORNEY? IS IT UPDATED?

INSURANCE:

1. IS YOUR AUTO INSURANCE SUFFICIENT TO COVER YOUR FAMILY? WHAT IS YOUR UM/UIM COVERAGE AMOUNT? IF YOU DON'T KNOW THE ANSWER TO THIS

QUESTION, YOU CANNOT ANSWER THE FIRST QUESTION, AND YOU MUST SEEK ADVICE FROM A PROFESSIONAL.

2. IS YOUR HOMEOWNER'S/RENTER'S POLICY SUFFICIENT TO COVER YOUR FAMILY?

3. DO YOU HAVE UMBRELLA INSURANCE? IF NOT, WHY NOT?

4. DO YOU HAVE YOUR VALUABLES DOCUMENTED BY PHOTO, VIDEO, AND/OR APPRAISAL? ARE YOU VALUABLES INSURED? DO YOU HAVE RIDERS ON YOUR INSURANCE TO COVER YOUR DIAMOND RING, AS AN EXAMPLE?

BASIC PRACTICES:

1. IS IT YOUR PRACTICE TO ENTER INTO WRITTEN DOCUMENTS WHEN YOU HIRE WORK TO DO BE DONE ON YOUR CAR/HOUSE?

2. DO HAVE A PRACTICE TO DOCUMENT, DOCUMENT, AND DOCUMENT?

3. DO YOU HAVE A FILING SYSTEM AT HOME TO PRESERVE YOUR DOCUMENTATION AND YOUR FINANCIAL DOCUMENTATION? DO YOU HAVE A FIRE PROOF SAFE?

IDENTIFICATION:

1. DO YOU HAVE YOUR BIRTH CERTIFICATE?

2. DO YOU HAVE A PASSPORT? IF NOT, GET ONE, NO MATTER WHETHER YOU PLAN TO TRAVEL OUT OF THE COUNTRY

FINANCIALS:

1. ARE YOU AWARE OF ALL OF YOUR FINANCES?

2. DO YOU HAVE CONTROL OVER YOUR FINANCES? DOES YOUR PARTNER/HUSBAND MAINTAIN CONTROL OVER YOUR FINANCES?

3. DO YOU KNOW WHERE ALL OF YOUR FINANCIAL DOCUMENTS ARE KEPT? 

PREPARED BY: BETTINA C. ALTIZER, ALTIZER & ALTIZER, 324 WASHINGTON AVE., ROANOKE, VA, 24016 (540)345-2000 This e-mail address is being protected from spambots. You need JavaScript enabled to view it